All about Digital India Week

July 1, 2015

What is Digital India?

  • With the launch of Digital India programme, the government is taking a big step forward to transform the country into a digitally empowered knowledge economy.
  • PM is expected to unveil various schemes worth over Rs 1 lakh crore like Digital Locker, e-eduction, e-health, e-sign and national scholarship portal.
  • BharatNet in 11 states and Next Generation Network (NGN), are also a part of Digital India campaign.
  • The programme includes projects that aim to ensure that government services are available to citizens electronically and people get benefit of the latest information and communication technology.
  • The Ministry of Communications and IT is the nodal agency to implement the programme.

Apps for Digital India

  • Digital India Portal, MyGov Mobile App, Swachh Bharat Mission App and Aadhaar Mobile Update App.

Vision Of Digital India

  • Digital Infrastructure as a Utility to Every Citizen
  • Governance & Services on Demand
  • Digital Empowerment of Citizens

Pillars Of Digital India

  • Broadband Highways
  • Universal Access to Phones
  • Public Internet Access Programme
  • e-Governance – Reforming government through Technology
  • e-Kranti – Electronic delivery of services
  • Information for All
  • Electronics Manufacturing – Target NET ZERO Imports
  • IT for Jobs
  • Early Harvest Programmes

Impact of Digital India by 2019

  • Broadband in 2.5 lakh villages, universal phone connectivity
  • Net Zero Imports by 2020
  • 400,000 Public Internet Access Points
  • Wi-fi in 2.5 lakh schools, all universities; Public wi-fi hotspots for citizens
  • Digital Inclusion: 1.7 Cr trained for IT, Telecom and Electronics Jobs
  • Job creation: Direct 1.7 Cr. and Indirect at least 8.5 Cr.
  • e-Governance & eServices: Across government
  • India to be leader in IT use in services – health, education, banking
  • Digitally empowered citizens – public cloud, internet access

Benefits of Digital Locker

  • Digital Locker facility will help citizens to digitally store their important documents like PAN card, passport, mark sheets and degree certificates.
  • Digital Locker will provide secure access to Government issued documents. It uses authenticity services provided by Aadhaar.
  • It is aimed at eliminating the use of physical documents and enables sharing of verified electronic documents across government agencies.
  • Digital Locker provides a dedicated personal storage space in the cloud to citizens, linked to citizens Aadhaar number.
  • Digital Locker will reduce the administrative overhead of government departments and agencies created due to paper work.
  • It will also make it easy for the residents to receive services by saving time and effort as their documents will now be available anytime, anywhere and can be shared electronically.
  • To sign-up for your Digital Locker, one need your Aadhaar number and a Mobile number that is linked to that Aadhaar Number.

What is National Optical Fibre Network (NOFN)?

  • NOFN proposes seven lakh kilometers of optical fibre to be laid to connect 250 gram panchayats in three years.
  • Public Wi-fi spots will be provided around the clusters after that and all villages will be provided with internet connectivity.

Source: http://www.oneindia.com/feature/what-is-digital-india-programme-explained-1792279.html

According to Communications and Information Technology Minister Ravi Shankar Prasad, “ten states including Maharashtra, Madhya Prasad, Rajasthan, West Bengal, Haryana and Chhattisgarh, are ready to roll out the NOFN to facilitate Digital India.

Read more at: http://www.oneindia.com/feature/what-is-digital-india-programme-explained-1792279.html


How to Record iPhone screen without Jailbreak

June 10, 2015

Steps to Record iPhone and iPad screen without Jailbreak

1. Open the Safari browser using your iOS device.
2. Open the website Emu4iOS.net.
3. From this website, download the Shou App to your device.
4. Launch the Shou app on your device.
5. After opening the app, signup using your facebook or google account.
6. After you sign up and login, there will be 2 options available in this app. Start Broadcasting & Start Recording.
7. You can also adjust orientation, quality and timing of the video.
8. Click on start recording to start capturing the screen of your iPhone without the need to Jailbreak. When you start recording, a red dot will start showing up, which means recording.
9. To stop the recording, click on the red dot at the top of the screen.
10. Congratulations, you successfully recorded the screen of your iOS device without Jailbreak.

Source: – http://www.latesthackingnews.com


Using social media to find your next job

February 17, 2014

Preparations while looking for a new job…

  • Ensure that your resume is up to date with all the projects in the previous assignment.
  • Your LinkedIn profile should be up to the mark as well.
  • If there are profiles on other job sites, then they need to be updated too.
  • Start talking to your immediate network about openings and start setting alerts for the kind of openings you are looking out for.

Preparations once a job opportunity is found…

  • Ensure that you have a thorough knowledge of the basics of the field you are in and you are on top of the news in the industry.
  • Understand the business and products/services of the company that you intend to apply to. Then chalk out how you, with your skills, can add value to their organisation. This basic study will help in all the screening processes.

Using social networks to find new jobs…

  • Social networks are a huge help these days—LinkedIn being the leader here—with the recommendation, profile sharing and job posting opportunities.
  • Facebook and Twitter are becoming an effective medium to discover jobs, get referred and even apply.
  • Individuals are using their social networks as referral networks and getting friends to join their companies.

Source: Rediff


All about Raghuram Rajan – 23rd governor of the Reserve Bank of India

September 4, 2013

What you should know about the new governor:

1. Raghuram Rajan is the 23rd governor of the Reserve Bank of India. He has been appointed for a period of three years, and will take charge from D. Subbarao, who is exiting after an extended five-year term.

2. This will be Mr. Rajan’s second assignment in the country. He was appointed the Chief Economic Adviser to the Finance Ministry in August last year.

3. He was the Economic Counselor and Director of Research (simply put, the chief economist) at the International Monetary Fund from September 2003 till January 2007.

4. Mr. Rajan’s claim to fame is his prediction of the 2008 global financial crisis. In his paper titled Has Financial Development Made The World Riskier?, which he submitted in November 2005, Mr. Rajan wrote: “But perhaps the most important concern is whether banks will be able to provide liquidity to financial markets so that if the tail risk does materialize,…” The response to this paper was negative.

5. Mr. Rajan has worked as the Eric J. Gleacher Distinguished Service Professor of Finance at the University of Chicago’s Booth School of Business.

6. Mr. Rajan has also served as the Bertil Daniellson Visiting Professor of Banking and Finance, Stockholm School of Economics, 1996-97; Visiting Professor of Finance, Northwestern University, 1996-97, and the Fischer Black Visiting Professor, Massachusetts Institute of Technology, 2000-01.

7. In January 2003, the American Finance Association awarded Mr. Rajan the inaugural Fischer Black Prize, given every two years to the financial economist under age 40 who has made the most significant contribution to the theory and practice of finance.

8. He is the author of the popular book Fault Lines: How Hidden Fractures Still Threaten the World Economy, where he has argued that serious flaws in the economy are to blame for the current economic crisis, and warns that a potentially more devastating crisis awaits us if they aren’t fixed.

9. He earned his bachelor’s degree in electrical engineering from IIT-Delhi, before pursuing his MBA in 1987 from the Indian Institute of Management, Ahmedabad, followed by a PhD in 1991 from Massachusetts Institute of Technology. He was a gold medalist at both IIT and IIM.

10. Rajan, 50, was born in Bhopal on February 3, 1963. He comes from a Tamil family and is married to Radhika, a classmate from IIM. They have two children.

Source: http://profit.ndtv.com/news/cheat-sheet/article-raghuram-rajan-10-things-to-know-about-the-new-rbi-governor-326728

 

 


Business Tips

April 2, 2013

1. Here’s a sales mantra. Find out whom your would-be clients hate. That knowledge can help you push them towards your deal, particularly if they are sitting on the fence ready to teeter off to one side or the other.

2. One of the best sales techniques is to ask when can you meet the client and how soon – and then show up.

3. Suggest the same idea to two different key executives in the same company. If you can get them to agree separately that the idea is sound then, when you put them together, a sale is probably going to be the result.

4. Sales presentation made to a large group of people is a different ball game. If you try to sell to more than one person at the same time, you are introducing into the sale the dynamics of their inter-relationships, which can do nothing but detract from your purpose.

5. People in business want to do business with winners. It helps to make your present customers aware of either your own or your company’s big wins in the past. Out-and-out bragging is not a very good idea, but it can be done subtly in a million other ways.

6. Here’s a negotiation tip. The point of negotiation is to reach an agreement that is mutually advantageous to both parties. To make it a contest of egos can only work against you.

7. Acknowledge the other party’s feelings. This is the oldest psychological technique in the world and works just as well in negotiations as it does in any other form of human relations.

8. The pressure to get a deal done can make you say and do things that aren’t in your best interest. If the other party knows you have a deadline, they really don’t need to know anything else.

9. Time itself – or the passing of it – can also be one of your most valuable negotiating allies. Anxiety and desire to get a deal done breed hyper-kinetic behaviour. There is a natural tendency to speed up the negotiation process rather than to slow it down.  Force yourself to resist this urge, and take advantage of it in others.

10. Positioning is the key to a successful product. Always associate your product with positive values – positive home values, positive environment values, or positive values of excellence. Inevitably, these produce positive results.

11. Learn to master what is a conducive sales atmosphere. Just as there is a right time to make a sale there is usually a right place for it as well.

12. A chance encounter at a non-business locale can also present an opportunity. For example, running into a business associate at a beach or tennis club. You can bring up business topics, and follow them up later at office.

13. Never forget this sales mantra: It is so much easier to sell someone what they want to buy than it is to convince them to buy what you are selling.

14. If you are keen on a sales pitch, find out who does the buying. Every company has its system, procedures, and pecking order for making decisions. You should know these, if you want to win a bid.

15. If Edison had gone to business school, we would all be reading by larger candles. So, often business demands innovation, unconventional thinking.

16. Listen aggressively. Keep pausing. A slightly uncomfortable silence will make people say even more. Try it.

17. Talk less. That way you will learn more, hear more, see more and make fewer blunders.

18. Observe aggressively and learn to use it to advantage. You don’t need to read a book on body language to interpret certain gestures.

19. Business situations always come down to people situations. And the sooner you know about the person you are dealing with, the more effective you are going to be.

20. Observation can yield rich results. Remember that people communicate with their eyes in business situations when they can’t use words.

21. Mull over this, and master the principle. Business is a constant process of keeping your own guard up, while encouraging others to lower theirs.

22. Go with first impressions, but only after carefully scrutinizing them.

23. If you are about to make a presentation/phone call, take a moment to think about what, what reaction you want. It may yield good results.

24. Be detached. If you force yourself to step back from any biz situation, particularly one that is heating up, your powers of observation will increase.

Source: Business Today


Cheque signature mismatch may lead to criminal proceedings: Supreme Court

March 19, 2013

A person may face criminal proceedings if a cheque issued by him gets dishonoured on the ground that his signature does not match the specimen signature available with the bank.

A Supreme Court bench of justices T S Thakur and Gyan Sudha Mishra set aside the verdict of Gujarat High Court which had held that criminal proceedings for dishonouring of cheque can be initiated only when the cheque is dishonoured because of lack of sufficient amount in the bank account and not in case where a cheque is returned due to mismatch of signature of account holder.

“Just as dishonour of a cheque on the ground that the account has been closed is a dishonour falling in the first contingency referred to in Section 138 of Negotiable Instrument Act, so also dishonour on the ground that the ‘signatures do not match’ or that the ‘image is not found’, which too implies that the specimen signatures do not match the signatures on the cheque would constitute a dishonour within the meaning of Section 138 of the Act,” the bench said.

The apex court, however, said that in such cases of dishonouring of cheques, the account holder must be given a notice and an opportunity to arrange the payments before initiation of criminal proceedings against him.

“Dishonour on account of such changes that may occur in the course of ordinary business of a company, partnership or an individual may not constitute an offence by itself because such a dishonour in order to qualify for prosecution under Section 138 shall have to be preceded by a statutory notice where the drawer is called upon and has the opportunity to arrange the payment of the amount covered by the cheque,” it said

Source: Business Today

 


All about settling your final salary before leaving a job

March 13, 2013

The procedure for ‘full and final settlement‘ is often fairly simple and as per the appointment contract. Usually, the following components are used to decide the final settlement sum:

  1. Unpaid Salary (including annual benefits such as leave travel allowance) and arrears, which is calculated as the number of days for which salary is to be paid multiplied by the gross salary divided by 26 (paid days in a month)
  2. Unpaid bonus
  3. Payment for non-availed leaves (earned or privilege leave), which is calculated as the number of days of non-availed leave multiplied by basic salary divided by 26

 Apart from the usual components the following might be applicable:

  1. Gratuity, if four years and 240 days have been completed
  2. Pension, as long as the employee has completed at least 6 months of service with the existing employer and 10 years of ‘pensionable service’ on providing a Scheme Certificate after retirement (58 years) age

Deductions include profession tax (if applicable), provident fund, income tax and compensation for notice period not served. Gratuity and cashed earned leave are exempt from tax deducted at source (TDS). All other payments attract TDS under Section 192 of the Income Tax Act.

As far as the period for settlement is concerned, going strictly by the rules, the final settlement needs to happen on an employee’s last working day at the organisation. However, as clearances take time, it is prevalent policy to do so within 30-45 days after the employee has left. For gratuity, the stipulation is 30 days after leaving the company, while bonuses must be paid within the specified accounting year.

A common point of contention is the notice period. Even so, it is clear according to the law. Whichever party does not live up to the commitments in the contract will have to compensate the other.

In case of a mass termination, permission has to be sought from the government or the appropriate authority (as specified in the Industrial Disputes Act) specifying the reason for termination. There are also clauses that require employees be given sufficient notice or compensation as per designation and nature of industry.

There are also a few things that an employee must do to ensure there are no complications in the process or later on. Make sure to settle any advances taken or get it adjusted in the final settlement.

Further, get a copy of all the various clearances required from the different departments of the organisation that the employee was attached to by virtue of his responsibilities. This will also ensure that there will be no complications when you join another organisation.

Source: Business Today