5 secret tricks to flying really cheap in India

June 8, 2017

The secret to cheap flying is out

There is a price war in the domestic aviation market. And, you, the consumer, is the real winner. But how do you get the best deal in a fire sale. Here are a few tips

Book early

That’s right. Spot rates (for immediate travel) are usually 2-4 times higher compared to ticket rates a few months earlier. And this is advisable even to the business class travellers.

Why do airlines like advance bookings? This is part of their yield management. Only the first few seats (15-20) are offered at the lowest rates and then they keep on increasing the fares. They keep the last few seats for the spot customers and charge very high rates from them. Corporate customers who travel at the last minute and pay the maximum price are subsidising customers who book early.

Use calendar spreads

The rates offered by airlines keep varying. Monday morning flights to major cities are costly. This is because of the heavy rush of business travellers at the start of the work week. Similarly, there is heavy outbound rush from cities on Friday evenings and this pushes up the rates. Leisure travellers can avoid this rush and save money.

Book tickets on Tuesdays and Thursdays as they are usually cheaper on these two days of the week.

Festival day booking

Book on the day of the festival, in case you have to travel the same day. This is because most travellers want to reach the home / tourist destinations before the festival and, therefore, the rates are a bit cheaper on the day of the festival.

Go for combo offers

The commonest combo offers are the return trips. However, if you want to cancel your journey, some airlines may force you to cancel the return as well. Therefore, go for the combos only when the return fare is offered at a significant discount. Next in line are hotel-plus offers.

Wait for offers

Travellers have to plan in advance and then wait for promotional offers. Though offers pour in almost on a weekly basis, travellers have to act fast to benefit. Since offers are available for a few hours, they (travellers) have to get the information fast (by signing up for mobile apps, email alerts, SMS alerts, etc.) and also to make up their mind and take action immediately.

http://economictimes.indiatimes.com/industry/transportation/5-secret-tricks-to-flying-really-cheap-in-india/wait-for-offers/slideshow/59052176.cms


Rajasthan Pre Teacher Eligibility Test (PTET) 2017 Result

June 2, 2017

Rajasthan Pre Teacher Eligibility Test (PTET) 2017 का रिजल्ट जारी कर दिया गया है. उम्मीदवार रिजल्‍ट को www.ptet2017.com पर जाकर चेक कर सकते हैं.


Tips for NRIs returning to India

May 12, 2017

With United States President Donald Trump ordering a review of the H-1B visa programme in the US, there are widespread fears among Indians working in the information technology sector there that they may have to return home.

Whatever the reasons for returning, non-resident Indians (NRIs) need to plan the shift meticulously. Besides finding a job that does justice to their skills and getting their children admitted into the right schools and colleges, they also need to handle the financial aspects of the transition well.

Tax residency status

Upon his return, an NRI first needs to determine his residency status for the purpose of income tax. This depends on the number of days he has been present in India.

“India follows a physical presence test as the sole criterion for determining an individual’s residential status for income tax purpose,” says Suresh Surana, founder, RSM Astute Consulting.

An individual can fall in any of these three categories: resident and ordinarily resident (ROR), resident but not ordinarily resident (RNOR, an intermediate stage for returning NRIs), and non-resident (NR).

Re-designate bank accounts

Upon his return, an NRI must inform his bank about the change in his residential status. He will need to get his NRI accounts re-designated into resident accounts.

“An NRI should re-designate his non-resident ordinary (NRO) savings account into a resident savings account. The balances in non-resident external (NRE) accounts should be re-designated to resident rupee accounts or to resident foreign currency (RFC) account. The foreign currency non-resident (FCNR) deposits may be allowed to continue till maturity at the contracted rate of interest,” says Pralay Mondal, senior group president, retail and business banking, YES Bank.

Buy insurance cover

The policies that a returning NRI needs to buy depends on what he is able to bring back with him.

“The life insurance policy he had bought abroad may cover him even after he moves to India as their coverage is worldwide. But the health policy may not work in India since it operates only within a certain geography,” says Arvind Laddha, deputy chief executive officer, JLT Independent Insurance Brokers.

Don’t rush to buy real estate

Give a lot of thought to whether you should buy a house immediately upon return or wait for some time.

“If someone has been coming back to India regularly and likes a particular city, has friends in it, or had lived in it prior to moving abroad, he may find it easier to decide on the city. If not, an NRI should first settle into a rented house, find his bearings, and then buy after some time,” says Lovaii Navlakhi, founder and CEO, International Money Matters.

Source: – http://www.rediff.com/business/report/trump-era-tips-for-nris-returning-to-india/20170512.htm


UP Board Result 2017

May 4, 2017

The Results Results published on net are for immediate information to the examinees. Although every effort is made to maintain the accuracy of the results, error may creep in inadvertently due to extraneous reasons beyond the control of either NIC or the concerned Institution/board/university. Students are advised to verify their marks with the official hard copy issued from the respective Institution/board/university.


Top 10 stocks to buy in uncertain times

September 3, 2013

Top 10 stocks to buy in uncertain times

  1. L&T: The stock is trading at decade low valuation.
  2. HDFC Bank: Consistency will lead to premium valuation.
  3. Reliance Industries: Myopic market is ignoring long-term value.
  4. Coal India: High risk reward with low risk.
  5. M&M: Rural consumption will lead to re-rating.
  6. Ranbaxy: Top Pharma pick with target of Rs. 675.
  7. BPCL: Upstream investment value equals its entire stock price.
  8. Prestige Estates: Rental income to lead to 100 per cent upside in 3-year.
  9. Eicher Motors: Company well positioned for strong growth. Royal Enfield will cruise along for high growth.
  10. Gujarat Pipavav Port: Recovery in container volume will lead to growth.

 

Source : NDTV Profit


Few keyboard shortcuts

August 30, 2010

1. Jump to the beginning of any Microsoft application by pressing Ctrl + Home.

2. Create a simple bar chart within a set of data in Excel by pressing F11 in any cell.

3. Switch from one window to the next with Alt-Tab.

4. Using F4 to repeat your last action is definitely a time saver in Microsoft Word.

5. Move to another page quickly with the F5 key, which brings up the Go To box.

6. Take advantage of the shortcut power of macros.

7. Some of my favorite keyboard shortcuts Examples: Control + [ to decrease font size one point at a time, and Control + ] to increase font size one point at a time.

8. File away e-mails, once you’ve read them, by pressing Shift + Enter + V to pull up your Folders. Type in the first few letters of a folder name to call it up, then hit Enter.

9. Lock your keyboard with Windows Key + L, and minimize your screen with Windows Key + M.

10. Generate white space between paragraphs (12 pt. of spacing) in Word and Outlook by pressing Ctrl + Shift + 0 (zero)

Source: http://ezines.nibm.net/display.php?M=889961&C=b9c0cf7101b12049bc7ca24eaa8b32a1&S=12507&L=55&N=5499


FDA Issues 2009 FDA Food Code

December 1, 2009

The Food and Drug Administration today announced the publication of the new FDA Food Code, a model code and reference document that provides a scientifically sound technical and legal basis for regulating the retail and food service segment of the food industry.

State, city, county, tribal, and territorial agencies regulate more than 1 million restaurants, retail food stores, and vending and food service operations in institutions such as schools, hospitals, nursing homes, and child care centers.

What FDA Food Code provides

The model FDA Food Code provides the basis for most of those agencies’ licensing, inspection, and enforcement activities, as well as serves as a model for their food statutes, regulations, and ordinances.

The 2009 edition of the Food Code is the seventh full edition published by the FDA. The previous full edition was released in 2005 with a supplement published in 2007.

Significant enhancements to the 2009 FDA Food Code include:

  1. Each provision in the FDA Food Code is now designated as a “Priority Item,” a “Priority Foundation Item,” or a “Core Item,” to assist the industry and regulatory community in prioritizing their food safety interventions and their inspections.  These designations are based on a qualitative risk assessment and replace the use of “Critical” and “Non-Critical” designations in previous editions of the FDA Food Code.
  2. Cut leafy greens are now included among the foods that require time and temperature control for safety and a new supporting reference document, “Recommendations to Food Establishments for Serving or Selling Cut Leafy Greens,” is summarized in Annex 2.
  3. Requirements are added to improve food worker awareness of food allergen concerns in the food service and retail setting.
  4. Serving hamburgers and other ground meats in an undercooked form upon a consumer’s request is no longer an option for items offered on a children’s menu.
  5. A new definition and criteria are added in a new FDA Food Code section for the non-continuous cooking of foods comprised of raw animal products to address the safety of this cooking method.
  6. Several requirements related to the effective cleaning and sanitizing of equipment and surfaces are enhanced or clarified.

Source: http://www.fda.gov/NewsEvents/Newsroom/PressAnnouncements/ucm189598.htm