Top 10 stocks to buy in uncertain times

September 3, 2013

Top 10 stocks to buy in uncertain times

  1. L&T: The stock is trading at decade low valuation.
  2. HDFC Bank: Consistency will lead to premium valuation.
  3. Reliance Industries: Myopic market is ignoring long-term value.
  4. Coal India: High risk reward with low risk.
  5. M&M: Rural consumption will lead to re-rating.
  6. Ranbaxy: Top Pharma pick with target of Rs. 675.
  7. BPCL: Upstream investment value equals its entire stock price.
  8. Prestige Estates: Rental income to lead to 100 per cent upside in 3-year.
  9. Eicher Motors: Company well positioned for strong growth. Royal Enfield will cruise along for high growth.
  10. Gujarat Pipavav Port: Recovery in container volume will lead to growth.

 

Source : NDTV Profit



Rupee’s fall: How it will impact common Man

August 21, 2013

Rupee Fall

Importers/Exporters

Importers will strongly feel the pinch of falling rupee as they will be forced to pay more rupees on importing products. Conversely, a feeble rupee will bring delight to the exporters as goods exported abroad will fetch dollars which in return will translate into more rupees. Also, a weak rupee will make Indian produce more competitive in global markets which will be fruitful for India’s exports.

Imported goods:

Buying imported stuff will become a very costly affair. You will have to shell out extra on imported goods. For instance if you bought a product valued USD 1, you paid around Rs 54 (weeks ago) but you will now have to shell out close to Rs 63 for the same product.

Fuel price:

A weak rupee will increase the burden of Oil Marketing Companies (OMCs) and this will surely be passed on to the consumers as the companies are allowed to do so following deregulation of petrol and partial deregulation of diesel. If the OMCs increase fuel prices, there will be a substantial increase in overall cost of transportation which will stoke up inflation.

RBI’s monetary policy:

If the depreciation in rupee continues, it will further increase inflation. In such a situation RBI will have very less room to cut policy rates. No cut in policy rate will add to the borrower’s woes who are eagerly waiting to get rid of the high loan regime.

Students studying abroad:

Students who are studying abroad will bear the brunt most owing to depreciating rupee. Expenses incurred towards the university/college fee as well as that of living will shoot up, thereby spelling a huge burden on the students.

Tourism: The depreciating rupee will surely be a dampener if you are planning your holiday abroad. Your travel charges as well as hotel charges will escalate drastically, let alone shopping and other miscellaneous spending activity.

Overseas Indians: Money saved is money earned. Depreciation of rupee is certainly a good news for the overseas Indians. Those working abroad can gain more on remitting money to their homeland.

Country’s fiscal health: A frail rupee will add fuel to the rising import bill of the country and thereby increasing its current account deficit (CAD). A widening CAD is bound to pose a threat to the growth of overall economy.

Source: http://zeenews.india.com/business/news/finance/rupees-free-fall-how-it-will-impact-you_82322.html

 


UPTET 2013 Online Application Form – http://upbasiceduboard.gov.in/registration.aspx

May 5, 2013

UPTET 2013 Online Application Form – http://upbasiceduboard.gov.in/registration.aspx

http://upbasiceduboard.gov.in/


UPTET 2013 Online Application Form www.upgov.nic.in – UPTET 2013 Exam date

April 30, 2013

UPTET 2013 Online Application Form www.upgov.nic.in – UPTET 2013 Exam date

UP TET 2013 Online Application Form http://www.upgov.nic.in – UPTET 2013 Exam date

The State Council of Educational Research & Training (SCERT), Uttar Pradesh has notified the Advertisement of  Teacher Eligibility Test (TET)  2013, which will be held to appoint the candidates as Teacher in Govt Primary Schools . Govt of Uttar Pradesh invites Applications for filling the 45000 vacancies of Primary Teachers in UP primary schools. Interested Candidates have to apply Online before 13th May, 2013. More detailed information like eligibility criteria , selection process , how to apply is mention below .

UP TET 2013 complete vacancy details :
Total Number of vacancies : 45000
Name of Exam : Uttar pradesh Teacher Eligibility Test(UPTET)

This a Great opportunity for B.Ed candidates to have joining in Upper Primary School !!!

Eligibility Criteria for UPTET 2013 : 
Age Limit : Candidates age must be not be below than 18 yrs.

Educational Qualification : 
For Class I to V : Candidates must possess BTC , D.Ed , NTT , 2 years BTC Urdu , Graduate Degree or have a minimum Bachelor degree of Elementary Education.

For Class VI to VIII : Candidates must possess Graduate degree with minimum 45 % marks with 2 yr Diploma in Education or appearing /passed in B.Ed with 50 % marks or have 4 yr special Education Diploma with 50%  marks.

Application Fee : 
1. Unreserved Candidates need to pay Rs. 300/-.
2. SC/ST/PH Candidates need to pay Rs. 150/-.

This year UP TET 2013 will appoint the candidates in 4 level:
1. Primary Level Class I to V
2. Language Teacher of Primary level
3. Upper primary Level Class VI to VIII
4. Language Teacher of upper primary level.

Only those candidates will be recruited who really have eligibility in teaching profession and have to ability to face the challenge of teaching of class 1 to 5 primary level and class 6 to 8 upper primary level.

Candidates who have a knowledge of URDU/English  or Sanskrit Language, they will be appoint as Language Teacher.

Selection Process : Candidates will be selected on the basis of UPTET Entrance Exam , Candidates who will score 60% marks only they will be appointed as teacher(SC/ST Candidates have to score 55% markc in UPTET 2013).

How to Apply : Interested Candidates would be required to apply Online from official website (www.upgov.nic.in) , Candidates have to apply within last date of Online registration. Kindly have scanned photograph and signature while going to fill Online application form.

Important dats of UPTET 2013 :

Online Registration will commence on : 26th April, 2013
Last date for Online registration : 13th May, 2013
Last date for fee submission : 18th May, 2013

Date of UPTET 2013 Exam : After 4 weeks from the last date of online registration

Result date of UPTET 2013 : within 4 weeks from the date of UPTET 2013 Exam.

Click Here to get Full Advt details.

Click here to fill UP TET 2013 Online application form.


Business Tips

April 2, 2013

1. Here’s a sales mantra. Find out whom your would-be clients hate. That knowledge can help you push them towards your deal, particularly if they are sitting on the fence ready to teeter off to one side or the other.

2. One of the best sales techniques is to ask when can you meet the client and how soon – and then show up.

3. Suggest the same idea to two different key executives in the same company. If you can get them to agree separately that the idea is sound then, when you put them together, a sale is probably going to be the result.

4. Sales presentation made to a large group of people is a different ball game. If you try to sell to more than one person at the same time, you are introducing into the sale the dynamics of their inter-relationships, which can do nothing but detract from your purpose.

5. People in business want to do business with winners. It helps to make your present customers aware of either your own or your company’s big wins in the past. Out-and-out bragging is not a very good idea, but it can be done subtly in a million other ways.

6. Here’s a negotiation tip. The point of negotiation is to reach an agreement that is mutually advantageous to both parties. To make it a contest of egos can only work against you.

7. Acknowledge the other party’s feelings. This is the oldest psychological technique in the world and works just as well in negotiations as it does in any other form of human relations.

8. The pressure to get a deal done can make you say and do things that aren’t in your best interest. If the other party knows you have a deadline, they really don’t need to know anything else.

9. Time itself – or the passing of it – can also be one of your most valuable negotiating allies. Anxiety and desire to get a deal done breed hyper-kinetic behaviour. There is a natural tendency to speed up the negotiation process rather than to slow it down.  Force yourself to resist this urge, and take advantage of it in others.

10. Positioning is the key to a successful product. Always associate your product with positive values – positive home values, positive environment values, or positive values of excellence. Inevitably, these produce positive results.

11. Learn to master what is a conducive sales atmosphere. Just as there is a right time to make a sale there is usually a right place for it as well.

12. A chance encounter at a non-business locale can also present an opportunity. For example, running into a business associate at a beach or tennis club. You can bring up business topics, and follow them up later at office.

13. Never forget this sales mantra: It is so much easier to sell someone what they want to buy than it is to convince them to buy what you are selling.

14. If you are keen on a sales pitch, find out who does the buying. Every company has its system, procedures, and pecking order for making decisions. You should know these, if you want to win a bid.

15. If Edison had gone to business school, we would all be reading by larger candles. So, often business demands innovation, unconventional thinking.

16. Listen aggressively. Keep pausing. A slightly uncomfortable silence will make people say even more. Try it.

17. Talk less. That way you will learn more, hear more, see more and make fewer blunders.

18. Observe aggressively and learn to use it to advantage. You don’t need to read a book on body language to interpret certain gestures.

19. Business situations always come down to people situations. And the sooner you know about the person you are dealing with, the more effective you are going to be.

20. Observation can yield rich results. Remember that people communicate with their eyes in business situations when they can’t use words.

21. Mull over this, and master the principle. Business is a constant process of keeping your own guard up, while encouraging others to lower theirs.

22. Go with first impressions, but only after carefully scrutinizing them.

23. If you are about to make a presentation/phone call, take a moment to think about what, what reaction you want. It may yield good results.

24. Be detached. If you force yourself to step back from any biz situation, particularly one that is heating up, your powers of observation will increase.

Source: Business Today


Novartis ruling opens doors for Indian pharma firms

April 2, 2013

The Supreme Court’s rejection of Swiss drugmaker Novartis’ patent application for its blockbuster anti-cancer drug Glivec is poised to give a boost to domestic generic drug manufacturers by providing clarity on the extent of innovation required to retain patents in India.

The decision means Indian generic drugmakers can continue to sell copies of the drug at a lower price in India — and that is a blow for some multinationals banking on easy patent power.

Novartis shares plunged 6.8% to Rs.558 on the Bombay Stock Exchange, a 14-month low after the judgment, before recovering losses to end down 1.8% to Rs.588.

Domestic drug majors, however, registered gains with Cipla climbing 1.2% to Rs.384, Ranbaxy 2.7% to Rs.452 and Natco Pharma 5.4% to Rs.452.

Glivec, which is used to treat chronic myeloid leukaemia and other forms of cancer, costs Rs.1,20,000 a month.

The generic equivalent is currently available in India for about Rs.8500.

For Indian generic firms, especially Cipla, Ranbaxy and Natco, which have been selling similar versions of the drug, it is a welcome move.

Source: Hindustan Times